Medicare becomes a person’s healthcare insurance when they turn 65. It pays for doctor visits, prescriptions, hospitalization, emergency care, and rehabilitative care. It pays for skilled medical care that stabilizes, improves, or cures the patient’s condition. Once skilled care is no longer needed, but the patient is not independent with activities of daily living, then […]
Seniors often live alone in the winter of their life. For some, they have no children or relatives that live near them. Adult children try their best to manage the needs of a parent from afar. If your parent has dementia and begins to wander or get lost, you can be ready to help first […]
Long Term Care Medicaid has financial limitations on assets in order to qualify financially. The social worker assigned to the application needs to understand the history of gifting, account closures, the origin of money deposited into an account, and whether withdrawals from an account were used to purchase goods and services at fair market value. […]
I review nursing home and assisted living admission contracts for my Elder Law clients fairly regularly. I just read language in a contract that I have never seen before. The section was titled “Binding Arbitration”. Arbitration provisions are common in admission contracts. It is against Federal law to require binding arbitration as a prerequisite to […]
An Agent often meets resistance from financial institutions when they present a copy of the power of attorney document as their authority to act for the Principal. Here are the basic facts you need to know to overcome objections to the validity of the document. A Durable Personal Power of Attorney is a legal document […]
Your mom had a debilitating stroke, and you immediately begin to stress over whether she will lose her house if she applies for LTC Medicaid. This is an intricate area of Medicaid law. The focus of this discussion is on what factors determine whether the house is treated as a protected asset or a countable […]
Every patient in a Medicare/Medicaid certified long term care facility has certain protections under state and federal law. The Federal law is applicable to every facility in the country. State law often reflects the basic rules set out in the Federal statute, but will also contain rules particular to the state in question. The patient’s […]
People who provide care for a disabled loved one (spouse or child) worry about what will happen to that person if they suddenly pass away. Who will take care of them and how will it be paid for? Is it possible for the disabled loved one to inherit assets and still qualify financially for needs […]
Adult children regularly provide assistance to their parents for activities of daily living. The time spent ranges from several hours per week to twenty-four hours a day. Many times, the adult child will take uncompensated leave from work or even retire to provide care to a parent. The parent often wants to pay their child […]
In the first month of starting my Elder Law practice I attended a marketing function at a local nursing home. I was talking with a social worker and sipping coffee. Out of the corner of my eye, I saw a woman approaching us who, I learned later, was our hostess for the meeting and director […]
There are seemingly multiple routes in Delaware to getting your Covid vaccination. The State of Delaware now has a tried-and-true system that will take you from registration through both vaccination shots. There are other paths to vaccination such as pharmacies and your personal physician. The first step in the State system is: Go to vaccinerequest.delaware.gov […]
Everyone has an estate when they die, regardless of wealth. An estate is anything tangible and intangible that you have an ownership interest in. It begins with the clothes on your back and builds from there. Don’t worry, you won’t feel a thing. An estate is administered over the course of the year after death. […]