#1-Dashed On The Rocks When Going It Alone For Medicaid
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Happy Holidays 2023, Now Is The Time, Wade's Words

Families are sometimes tempted to go it alone when applying for Long-Term Care Medicaid. “Lawyers are just going to overcharge to help us.” “How hard could it be?” they wonder. Trying to navigate the Long-Term Care Medicaid process alone is akin to climbing Mt. Everest with no guide. The icy crevasses along the route are littered with […]

#4-Let Go of Should’ve, Could’ve, Would’ve (and take action now)
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Happy Holidays 2023, Now Is The Time, Wade's Words

One of the biggest barriers to Estate and Long-Term Care planning is guilt over not addressing these important issues earlier. This is the should’ve, could’ve, would’ve syndrome. We all procrastinate because we are human beings. Let it go. If you are reading this, you are just in time. In the words of Author Ashe, “Start […]

#5-Watch To Warning
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Happy Holidays 2023, Now Is The Time, Wade's Words

Predicting when someone will become dependent on others for assistance with activities of daily living is no more accurate than predicting the weather. The “watch” vs “warning” prediction model for the weather is useful, however, in the long-term care context. A “watch” is issued when a family begins to notice mild changes in a loved […]

#6-Timing
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Happy Holidays 2023, Now Is The Time, Wade's Words

A doctor’s finding that your loved one requires 24/7 care feels like sailing through murky, shallow waters. The first challenge is having to accept that skilled nursing probably is the only realistic choice for providing the care that is needed. The second is how to pay for such care on a long-term basis. The time […]

#8-Where is the Dividing Line for Spouses Caring for an In-law?
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Happy Holidays 2023, Now Is The Time, Wade's Words

Over the years we have had many cases where a person’s spouse becomes the primary caregiver for their in-law. This arrangement arises for any number of reasons: women are natural caregivers, to avoid having to pay home health aides, or freeing the adult child to continue to work. This Caregiver arrangement works as a temporary […]

Intro – Day of Reckoning
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Happy Holidays 2023, Now Is The Time, Wade's Words

Our next series is The Day of Reckoning. Do you have a plan in place for you or your loved ones in the event of an emergency or disability? This series talks about getting plans in place early in order to avoid the crisis and panic that comes with the unforeseen. https://delawareelderlawcenter.com/wp-content/uploads/2024/03/intro-day-of-reckoning.mp4